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• Hidden defects,
• Home purchase

The Expert Report on Hidden Defects in Housing

If you are about to buy a home, we recommend that you hire a Technical Inspection of the property before signing the earnest money. This thorough inspection helps to identify any defects or potential problems that you have not detected during visits to the property. However, if it is too late to perform this inspection and you encounter unexpected problems, there is the option of an expert report, an essential legal and technical tool to deal with this situation.

• Home purchase

Off-plan home purchases: how to protect down payments

In the current scenario of high demand for new housing and limited supply, off-plan purchases have become a common option. However, this modality carries significant risks, especially in a context where construction is mainly financed through pre-sales. This article discusses how to protect yourself, focusing on the First Additional Provision of the 2016 Law on Building Management (LOE), which replaced Law57/1968.

How to sell my house without paying taxes (individual)

If you have thought about selling your house and you have started to make numbers, you have probably had a big annoyance when calculating the taxes that you will have to pay; maybe you have even lost the desire to sell it, why should the tax authorities earn more money than me if it is my house? Next we are going to explain you 3 scenarios in which you will be free to declare the capital gain when selling your house.

• Home purchase,
• Stories

Purchase and sale with deferred payment: How to protect the seller?

Las ventas inmobiliarias con pagos diferidos requieren de una estrategia muy bien elaborada para evitar, o al menos estar preparado, ante posibles eventualidades, especialmente cuando el comprador desea tomar posesión de la vivienda antes de completar el pago total. Este escenario, frecuente en transacciones con compradores extranjeros, plantea riesgos significativos para el vendedor que, en ocasiones, no quiere perder esa oportunidad de venta.

• Auctions

Housing Auctions: Doubtful Charges (Risks for Awardees)

En el ámbito de las subastas judiciales, un aspecto crucial que a menudo pasa desapercibido es el de las cargas registrales de dudosa cancelación. Estos elementos, aunque menos evidentes, pueden plantear serios riesgos para los adjudicatarios. En este artículo, exploraremos estos riesgos y cómo impactan a los compradores en las subastas judiciales, ofreciendo una visión clara para inversores y profesionales del sector.

• Auctions,
• Stories

Chronicle of a disaster foretold: An auction, a maximum mortgage and a hidden charge of 66,000€.

En 2016, una vivienda en Málaga entró en un proceso de ejecución ordinario debido al impago reiterado de las cuotas de una deuda registrada en la nota simple. Tras varios años en litigio, la vivienda fue finalmente puesta en subasta judicial en 2021. El protagonista de esta historia vio la oportunidad de adquirir una vivienda por debajo del precio de mercado y, en principio, lo consiguió. Sin embargo, una hipoteca de máximo no entendida supuso que tuviera que hacer frente a una deuda inesperada.

• Auctions

Home Auctions: When you assume more burdens than registered (Risks for Awardees)

Tras haber abordado los riesgos de las cargas registrales en subastas de viviendas a las que el adjudicatario se subroga, este tercer artículo de nuestra serie se enfoca en una cuestión menos evidente pero igualmente crítica: la posibilidad de asumir cargas registrales mayores de lo esperado. Analizaremos cómo las discrepancias entre la información proporcionada y su reflejo en los registros pueden llevar a responsabilidades y costos no anticipados para los compradores. A través de ejemplos y sentencias judiciales relevantes, como las de las Audiencias Provinciales de Guadalajara y Madrid, ilustraremos las complejidades y precauciones necesarias en el mundo de las subastas inmobiliarias.

• Home purchase

Buying a half-owned plot of land: risks and problems

La idea de comprar una parcela a medias con un amigo o socio para construir dos chalets puede parecer atractiva y una oportunidad de ahorrar dinero en la compra del terreno. No obstante, esta estrategia alberga una serie de complicaciones que pueden transformar el sueño de una vivienda ideal en una verdadera pesadilla. En Valido Home, creemos en la importancia de estar bien informados para tomar decisiones inteligentes, por lo que exploraremos por qué esta opción puede ser considerada, si no se articula correctamente desde el principio, una de las peores ideas en el mundo de la inversión inmobiliaria.

• Auctions

Housing Auctions: The Subrogation of Registration Charges (Risks for Awardees)

The purchaser of a property at auction must deal with a complex legal framework regarding the existing registration charges on the property. It is crucial to understand the risks and limitations of liability associated with such encumbrances in order to avoid future litigation and financial loss. In this article, we will explore the legal provisions and case law related to subrogation in the above charges, particularly in the context of judicial auctions.

• Home purchase,
• Stories

Bridging the real estate gap: What happens if I skip the agency?

When you decide to sell your home, you can choose to do it on your own and save the agency commission, or you can remember a professional to do the work for you. However, if you decide to take advantage of the agency's work and then avoid paying the commission, what you are doing is fraud. This was the case for Carlos and Mercedes, who tried to get out of their commitment to a real estate agency and ended up facing serious legal consequences.

• Auctions,
• Home purchase

Housing Auctions: the real risks and pitfalls

The world of judicial real estate auctions attracts numerous investors and buyers because of the promising opportunities to acquire properties at reduced prices. While they appear to be an attractive option, it is essential that interested parties, whether they are professionals in the industry or casual buyers, go into this process with their eyes wide open. Beyond the allure of a "good deal," there are hidden risks that can turn a seemingly safe investment into a source of complications and unexpected expenses.

• Home purchase

Buy to Rent: screening the tenant (III)

As we have indicated in previous articles, the acquisition of a home to rent it later is an investment that many consider profitable. However, with the new housing law, one of the biggest concerns for landlords is the possibility of facing the so-called "inquiokupas", tenants who default on their obligations and who, given the existing protection laws, can be complicated to evict.